Cross-borderpayments,simplified.
ShiftxPay is a Mauritius fintech for cross-border money transfers. Send money to family, or pay your team and suppliers abroad — at the real exchange rate, delivered to bank accounts and mobile wallets.
Send money
Real rateYou send
GBP 500.00
They receive
Rs 28,750.00
Bank deposit · Mauritius
The mid-market rate.
We use the same rate you see on Google. No retail markup, no inflated spread — just the real number, every time.
0.00% hidden markup.
One clear fee, shown before you confirm. What you see is what you pay — for personal sends and business payouts alike.
What they actually receive.
Before you hit send, you see exactly what lands in your recipient's account — to a bank account, mobile wallet or cash pickup.
Send money, simply.
ShiftxPay moves money across borders through trusted banking networks — fast, secure, transparent. Send to family or pay your team, with funds delivered directly to bank accounts and mobile wallets.
Choose how they receive.
Send directly to a bank account, a mobile wallet, or cash pickup at a partner agent. Same account, same real rate — your recipient chooses how it lands.
Straight into a checking or savings account.
Send to
Bank accountDestination
MCB ••4218
Direct deposit · Mauritius
Arrives in minutes
Four steps toyour firsttransfer.
- 01
Open your account
A quick ID check — personal or business. Minutes, not days, and you're ready to send.
- 02
Add a recipient
Save a contact once — a bank account, a mobile wallet, or cash pickup. They're there for next time.
- 03
See the real rate
The mid-market rate, with every fee shown before you confirm. No hidden markup, ever.
- 04
They're paid
Funds land in minutes — with an arrival alert for both of you, wherever they are.
Transfer
Initiated
Your transfer is on its way
Amount sent
GBP 500.00
From your account · just now
Stage 1 of 4
In progress
Initiated.
Your transfer is created the second you tap send — and a quick check happens on both sides.
Verified.
Identity, sanctions and source-of-funds checks clear in seconds — the same flow for a family transfer or a business payout.
Rate locked.
We hold the mid-market rate so your recipient gets exactly the amount you saw before you confirmed.
Delivered.
Money lands in their bank account or mobile wallet — most transfers arrive in a few minutes, not days.
One account, every transfer.
Personal or business — multi-currency balances, the real exchange rate, and every transfer tracked end to end. One ledger, one rate, one reconciliation.
Recipient
Priya
Mumbai · IN
They receive
₹ 83,420.00
via Mobile wallet
India.
Send to UPI, popular mobile wallets and bank accounts across India — in INR, at the real rate.
United Kingdom.
Bank deposits to UK accounts on Faster Payments — usually delivered in minutes, day or night.
Philippines.
Reach mobile wallets and a wide cash-pickup network across the Philippines, in PHP.
South Africa.
Direct deposits to ZAR bank accounts — fast, transparent, with a delivery confirmation for everyone.
Money thatreachesreal people.
“Rent home to Mum every month — she gets the full amount, in minutes.”
“Six contractors across three countries, paid in one batch. One reconciliation.”
“My supplier in Manila is paid before I've closed my laptop.”
Send to Mum
PersonalAmount
Rs 28,750.00
- MCB ••4218 · Mauritius
- GBP 500.00
- Rate
- 1 GBP = 57.50 MUR
- Fee
- GBP 1.99
- Arrives
- in minutes
Personal.
Send money home to family and friends — to a bank account, mobile wallet or cash pickup. The real exchange rate, every time.
Business.
Pay overseas suppliers, contractors and staff from the same account — single transfers or scheduled batches, with one clean reconciliation.
Your trustedpartnerfor cross-borderpayments.
ShiftxPay is a licensed payments infrastructure provider. We connect MTOs, banks, fintechs and regulated institutions to a single rail to route, settle and manage cross-border payment flows — with settlement and compliance built in.
Worldwide
The rails behind cross-border payments.
Licensed infrastructure for institutions moving money across the globe.
Integrity & compliance
Transparent, ethical payment operations — compliant from end to end.
Infrastructure expertise
Deep capability across aggregation, settlement and cross-border treasury.
Built around partners
Solutions shaped exclusively for licensed financial institutions.
Global connectivity
Connecting regulated partners across the world's key payment corridors.
Open your account, in minutes.
A quick ID check and you're sending across borders. Personal or business — start with one transfer, scale to a whole team.
TheShiftxPay portal.
Sign in to the ShiftxPay portal to send, track and get notified — the same multi-currency account in your browser, on any device.
- Real exchange rate, shown before you send
- Live status and instant arrival alerts
- Save recipients for one-tap repeat sends
Send money
You send
GBP 500.00
They receive
Rs 28,750.00
To Mum
MCB ••4218
Arrives in minutes
Questions aboutmoney home
Most transfers land in minutes. Some corridors take a little longer depending on the receiving bank or wallet — you'll always see an estimate before you confirm.
The mid-market rate — the same one you'd find on Google — with no hidden markup. Every fee is shown up front, before you send.
No. You see the rate and the fee before you send, and your recipient gets exactly the amount you agreed.
40+ countries across Africa, Asia, Europe and beyond — to bank accounts, mobile wallets and cash pickup points.
Yes. Send a single transfer or a batch of payouts to staff and suppliers abroad, and settle it all with one reconciliation.
Straight to a bank account or mobile wallet, or as cash pickup — whatever suits them. They get an alert the moment it lands.
Yes. ShiftxPay operates as a licensed payments provider, with identity checks and continuous monitoring on every transfer.
Open youraccounttoday.
Open a ShiftxPay account in minutes — personal or business — and start sending across borders at the real exchange rate. Licensed by the Bank of Mauritius.